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Law Alert: Employers Should Immediately Begin Using New Version of FCRA Summary of Rights

by A. Jack Finklea, James H. Hanson, Sara L. Pettinger, David D. Robinson

September 20, 2018

 

Employers Should Immediately Begin Using New Version of FCRA Summary of Rights

The Consumer Financial Protection Bureau just released a new model “Summary of Your Rights Under the Fair Credit Reporting Act”. This new model form incorporates new notices related to a consumer’s right to request national security freezes and becomes effective on September 21, 2018. Employers may obtain a copy new model form here. Employers should begin using this form immediately to ensure compliance with this new requirement.

As a reminder, this form is a critical part of a compliance protocol under the Fair Credit Reporting Act (FCRA). If an employer intends to take adverse action against an applicant based in whole or in part on the contents of a consumer report (background check) obtained from a consumer reporting agency, it must adhere to a detailed adverse action notice process and this process must include the distribution of this model Summary of Rights form.

If you have any questions regarding the use of this new model form or FCRA compliance in general, please contact David Robinson, Jim Hanson, Jack Finklea, or Sara Pettinger.

 

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Scopelitis Transportation Law Alerts are intended as a report to our clients and friends on legal developments affecting the transportation industry. The published material does not constitute an exhaustive legal study and should not be regarded or relied upon as individual legal advice or opinion.

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